Are you retiring and eligiblefor a "Lump Sum"paymentfrom your employer?Present IRS regulations require20% withholding if you receive such apayment. A "Rollover" will eliminate thatevent. You will have to make some importantdecisions regarding your financial future.Why do it alone? You only retire once; makesure you do it right!Let me help.Call today for anappointment.There is no costor obligation02-0437N (01/10)Gary N. Krikorian CPA, CFFPFinancial PlannerSecurities America Advisors, Inc.Registered Representative-SecuritiesAmerica, Inc. Member FINRA/SIPCSecurities America does not provide tax advice, theseservices are provided by a third party advisor.3001 Waterdam Plaza Dr.Suite 180 McMurray724-969-0277 1-866-575-2273www.gkrikorian.com

Date: May 16, 2018

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Gary N. Krikorian CPA, CFP

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Are you retiring and eligible for a "Lump Sum"payment from your employer? Present IRS regulations require 20% withholding if you receive such a payment. A "Rollover" will eliminate that event. You will have to make some important decisions regarding your financial future. Why do it alone? You only retire once; make sure you do it right! Let me help. Call today for an appointment. There is no cost or obligation 02-0437N (01/10) Gary N. Krikorian CPA, CFFP Financial Planner Securities America Advisors, Inc. Registered Representative-Securities America, Inc. Member FINRA/SIPC Securities America does not provide tax advice, these services are provided by a third party advisor. 3001 Waterdam Plaza Dr. Suite 180 McMurray 724-969-0277 1-866-575-2273 www.gkrikorian.com

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