Are you retiring and eligible for a"Lump Sum" payment from your employer? Present IRS regulations require 20% withholding if you receive such a payment. A qualified "Rollover" will eliminate that event. You will have to make some important decisions regarding your financial future. Why do it alone? You only retire once; make sure you do it right! Let me help. Call today for an appointment. There is no cost or obligation.! Gary N. Krikorian CPA, CFP Financial Planner Securities America Advisors, Inc. Registered Representative-Securities America, Inc. Member FINRA/SIPC Securities America does not provide tax advice, these services are provided by a third party advisor. 3001 Waterdam Plaza Drive Suite 180 McMurray, PA 15317 724-969-0277. 1-866-575-2273 www.gkrikorian.com