ELDER LAW; ESTATES; LAND; OIL & GAS; WILLS & TRUSTS Q: How can I distribute some wealth now to a family member or other close friend with no penalties, no gift tax, but with full value back to me? "Family Care Agreement": an elder or disabled A: family member pays other family members or trusted associates for on-going, basic home- assistance/care via a written "Agreement" which allows "Caregiver" to perform basic in- home and related on-going assistance at home, at agreed prices; this method is a legitimate, non-gift payment by beneficiary for needed service. ROGER J. GAYDOS ORNEY 724.745.4030 407 Oak Spring Road Canonsburg, PA 15317 ELDER LAW; ESTATES; LAND; OIL & GAS; WILLS & TRUSTS Q: How can I distribute some wealth now to a family member or other close friend with no penalties, no gift tax, but with full value back to me? "Family Care Agreement": an elder or disabled A: family member pays other family members or trusted associates for on-going, basic home- assistance/care via a written "Agreement" which allows "Caregiver" to perform basic in- home and related on-going assistance at home, at agreed prices; this method is a legitimate, non-gift payment by beneficiary for needed service. ROGER J. GAYDOS ORNEY 724.745.4030 407 Oak Spring Road Canonsburg, PA 15317